TAMPA CREDITORS' RIGHTS
At the Galewski Law Group, we are experienced in all areas of creditors' rights law. We have represented banks
and financial institutions in business and personal loan recovery. In addition, we have represented trustees,
creditors and businesses in preference and reclamation matters. At GLG we use our understanding of the
bankruptcy code and the U.C.C. to maximize recovery for creditors in and out of bankruptcy. We approach each
recovery action with an understanding that, with the debtor's bankruptcy on the horizon, your money is on the line.
When represented by a GLG attorney, you will know that you are offered the highest level of legal protection. We
approach all matters with the same level of quality and dedication that the Federal Courts demand. This time and
dedication is not without cost, however through the use of flat fee arrangements and similar alternative billing
systems, we have been able to absorb this cost and provide the utmost protection and service to our clients.
Similarly, since we will work with alternative billing arrangements, not only have we removed the need for fee
auditors and fee adjustments, but we create an environment which fosters expedient, efficient resolution of claims.
Significant Representations:
* Successfully represented international banking conglomerate as white knight purchaser of bankruptcy
debtor corporation.
* Successfully represented Cessna Finance in recovery of multi-million dollar aircraft from bankruptcy debtor.
* Successfully represented secured lender in recovery of real property in multi-million dollar condo
conversion gone bad.
* Successfully represented individual against a party that had transferred or hid all significant assets.
At the Galewski Law Group, we are experienced in all areas of creditors' rights law. We have represented banks
and financial institutions in business and personal loan recovery. In addition, we have represented trustees,
creditors and businesses in preference and reclamation matters. At GLG we use our understanding of the
bankruptcy code and the U.C.C. to maximize recovery for creditors in and out of bankruptcy. We approach each
recovery action with an understanding that, with the debtor's bankruptcy on the horizon, your money is on the line.
When represented by a GLG attorney, you will know that you are offered the highest level of legal protection. We
approach all matters with the same level of quality and dedication that the Federal Courts demand. This time and
dedication is not without cost, however through the use of flat fee arrangements and similar alternative billing
systems, we have been able to absorb this cost and provide the utmost protection and service to our clients.
Similarly, since we will work with alternative billing arrangements, not only have we removed the need for fee
auditors and fee adjustments, but we create an environment which fosters expedient, efficient resolution of claims.
Significant Representations:
* Successfully represented international banking conglomerate as white knight purchaser of bankruptcy
debtor corporation.
* Successfully represented Cessna Finance in recovery of multi-million dollar aircraft from bankruptcy debtor.
* Successfully represented secured lender in recovery of real property in multi-million dollar condo
conversion gone bad.
* Successfully represented individual against a party that had transferred or hid all significant assets.
Tampa's Best Creditors' Rights Lawyers: 1112 E. Kennedy Blvd. * Tampa, FL 33602 * T 813.222.8210 * F 813.222.8211
www.Galewski.com
www.GalewskiTitle.com
www.Galewski.com
www.GalewskiTitle.com
Tampa Creditors Attorney 1112 E. Kennedy Blvd, Tampa Fl 33602, Galewski Law Group, P.A.
The Galewski Law Group provides Chapter 7, Chapter 11 and Chapter 13 bankruptcy, foreclosure defense, short sale,and loan modification representation to clients throughout the Tampa Bay
Area in cities that include Tampa, Clearwater, Tarpon Springs, St. Petersburg, Palm Harbor, Dunedin, Lutz, Holiday, Safety Harbor, Oldsmar, Sarasota, Crystal Beach, Bradenton, Brandon, Plant
City, Trinity, Lakeland, Spring Hill, New Port Richey, Port Richey, Largo, Seminole, Pinellas Park, Ozona and throughout Hillsborough County, Pinellas County, Manatee County, Pasco County,
Polk County, Sarasota County and Hardee County.
Area in cities that include Tampa, Clearwater, Tarpon Springs, St. Petersburg, Palm Harbor, Dunedin, Lutz, Holiday, Safety Harbor, Oldsmar, Sarasota, Crystal Beach, Bradenton, Brandon, Plant
City, Trinity, Lakeland, Spring Hill, New Port Richey, Port Richey, Largo, Seminole, Pinellas Park, Ozona and throughout Hillsborough County, Pinellas County, Manatee County, Pasco County,
Polk County, Sarasota County and Hardee County.
RECENT UPDATES:
In order for your Tampa bankruptcy lawyer to correctly advise between filing a Chapter 7, Chapter 11 or Chapter 13 Bankruptcy, we must
administer two tests in bankruptcy. The first test is called liquidation analysis and is discussed in the FAQ section of the web page. The
second test is based on average family income and is a test to determine if the bankruptcy candidate has discretionary income. This is called
the means test.
The income threshold is based on average NET household income and changes regularly. The latest amounts come in to effect on November
15, 2011 and for Florida they are:
Number of People in the home Allowed Net Income
1 $40,766
2 $49,729
3 $52,840
4 $62,742
Add $7,500 for each additional household member.
Note that the net income allows deductions for certain regular expense that will remain after bankruptcy including but not limited to mortgage
payments and car payments. Please contact your Tampa Bankruptcy Attorney for a free consultation in person or over the phone to
determine how your income and expenses fit into the means test.
For each family size other than an individual the amount you may make has decreased. This s a incentive to file sooner rather than later for
most families.
In order for your Tampa bankruptcy lawyer to correctly advise between filing a Chapter 7, Chapter 11 or Chapter 13 Bankruptcy, we must
administer two tests in bankruptcy. The first test is called liquidation analysis and is discussed in the FAQ section of the web page. The
second test is based on average family income and is a test to determine if the bankruptcy candidate has discretionary income. This is called
the means test.
The income threshold is based on average NET household income and changes regularly. The latest amounts come in to effect on November
15, 2011 and for Florida they are:
Number of People in the home Allowed Net Income
1 $40,766
2 $49,729
3 $52,840
4 $62,742
Add $7,500 for each additional household member.
Note that the net income allows deductions for certain regular expense that will remain after bankruptcy including but not limited to mortgage
payments and car payments. Please contact your Tampa Bankruptcy Attorney for a free consultation in person or over the phone to
determine how your income and expenses fit into the means test.
For each family size other than an individual the amount you may make has decreased. This s a incentive to file sooner rather than later for
most families.
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