1.How do I file Bankruptcy with a Tampa Bankruptcy Attorney?Contact a Tampa Bankruptcy Attorneyor a no cost, no obligation phone conference or in-person consultation to determine under which Chapter of the Bankruptcy Code you may file or read our section on the different types of Bankruptcy a Tampa Bankruptcy Attorney may help you file.Then either download the appropriate bankruptcy package or contact a Tampa Bankruptcy Attorney to have one sent to you.
2.Will a Tampa Bankruptcy Attorney speak with me over the phone?Yes, your Tampa Bankruptcy Attorney will either speak with you when you call in, promptly return your call or will set up a specific time to have a telephone conference with you.
3.How much does it cost to hire a Tampa Bankruptcy Attorney and to file my Bankruptcy?The hiring of a Tampa Bankruptcy Attorney is quite affordable considering the financial obligations and benefits that go with Bankruptcy. Your Tampa Bankruptcy Attorney may be retained in routine cases starting at $1,200, plus costs and filing fees.A Sample engagement letter is attached to each of the respective bankruptcy questionnaires below.Keep in mind that these are sample engagement letters and your costs may exceed those listed if unforeseeable complications arise. The Galewski Law Group and your Tampa Bankruptcy Attorney reserve the right to charge an additional fee for non-routine matters.
4.Do Tampa Bankruptcy Attorneys work in other cities, such as Sarasota, St. Pete, and Brandon?Yes. Your Tampa Bankruptcy Attorney covers most of West Central Florida including Tampa, Brandon, Dover, St. Petersburg, Riverview, Clearwater,Odessa, Lutz, and New Port Richey. The Tampa Court is the hub of most cases filed in the Middle District of Florida, west of Okeechobee, from Naples to Ocala. There is a court building in Fort Myers, however the clerk of court and the judge reside in Tampa and work from the Tampa Federal Court Building.
5.How can a Tampa Bankruptcy Attorney help me?A Tampa Bankruptcy Attorney may be able to help you to discharge debt and gain a fresh start by filing for protection under the Bankruptcy Code.Bankruptcy is a court process that offers some protection from creditors by stopping collection activity against you and affording you an opportunity to gain control. Bankruptcy offers you two avenues to choose how your debts and assets are handled.Your Tampa Bankruptcy Attorney will help you either liquidate (Chapter 7) or reorganize (Chapter 11 and Chapter 13). Liquidation trades your non-exempt assets for repayment of dischargeable debt. Reorganization allows you to keep or back your assets over time through a proposed plan where you repay a portion of your debt in return for discharge of the dischargeable debt. You must repay some debts in full; others may be repaid only partially or not at all, depending on what you can afford. The bankruptcy Code offers a broad range of power to the debtor including the power to stop court action including foreclosure, modify a mortgage, strip a second mortgage or otherwise reorganize debt. When your Tampa Bankruptcy Attorney files your bankruptcy, a court order called an “automatic stay” goes into effect. The automatic stay prohibits most creditors from taking any action to collect against your debt to them, without court approval. This automatic stay or moratorium on collection activity can be used to stop state court litigation including, but not limited to, foreclosure. The Court has recently added an option to modify a mortgage as part of chapter 13 bankruptcy.